Today is payday so my month will be 28th October - 28th November. I will admit that this month is a little, tiny bit of a cheat month as I am away with work from 19-28th November and will have meals provided along with a per diem for any other essentials. However, there are still 21 days of temptation available to me! Days which include an invite to Spirit of Christmas. I have no idea how I will manage to resist!
I have made myself a list of things that I am allowed to spend on and things that I am not:
Allowed Not allowed
Mortgage Clothes, shoes, handbags
Bills Books
Food Make Up & toiletries
Travel Lunches
Planned socialising Knick-Knacks, specifically vintage plates!
Cards & stationery
Jewellery & accessories
I am hoping to see how much money I usually fritter away over a month and then put that towards Christmas presents next month.
I'll let you know how I get on, so wish me luck!
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